Simplified Mortgage Pre-Approval Process
If you’re shopping for a low interest mortgage loan in Canada, look no further than Direct Finance. We can help you get approved instantly from the comfort of your home.
- Compare Rates from 50+ Certified Lenders
- Free Consultation to find a property
- Get an online decision in minutes
Compare Mortgage Rates
Bank of Montreal
CIBC
Royal Bank
Scotiabank
TD Bank
Digital Solutions
We know shopping for a mortgage is overwhelming, we’ve gone ahead and made the process simpler for you!
Get Qualified Online
We are here to help you through the process of pre-qualifying for a mortgage so that you can confidently know how much you can afford to borrow
Get Pre-Approved Online
We work with the top lenders in the country to get you pre approved for a low interest mortgage loan. We will do all the work so you don’t have to!
Refinance your Mortgage
Get a free mortgage refinance quote in minutes and compare to see if refinancing makes sense for you. We offer the best deals on refinancing, adjustable rates mortgages and traditional fixed rate loans.
First Time Home Buyer Program
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- Borrow 4 Times Your Income
- First-time home buyers are eligible for up to four times their qualifying yearly income (x4.5 in Toronto, Vancouver or Victoria)
- $675k
- No Down Payment Needed
- The program offers 5 or 10% of the home's purchase price to be put toward a down payment. Repay after 25 years or when the home is sold.
- 5-10%
- Yearly Qualifying Income
- Your total annual qualifying income doesn't exceed $120,000 ($150,000 if the home you are purchasing is in Toronto, Vancouver, or Victoria).
- $120k
- Special Interest Rates
- First-time home buyers can benefit from exclusive low interest rates backed by top canadian lenders.
- 4.76%*
Current Mortgage RatesLast updated Mon Apr 03 2023
| Mortgage Provider | Pre-Approval | 5 Year Variable | 5 Year Fixed | 3 Year Fixed | Edit |
|---|---|---|---|---|---|
 | Available | 6.39% | 5.04% | 5.19% | Apply Online, /BMO.png |
 | Available | 6.54% | 5.04% | 6.24% | Apply Online, /CIBC.png |
 | Available | 6.25% | 5.04% | 5.19% | Apply Online, /RBC.png |
 | Available | 6.65% | 5.74% | 5.89% | Apply Online, /Scotiabank.png |
 | Available | 6.40% | 5.14% | 5.34% | Apply Online, /TD.png |
Automotive Services by Carbooth
We have partnered with Car Booth to bring you amazing deals on vehicles and exclusive auto financing services!
- Browse Vehicles Online
Browse Carbooth's Marketplace. Ranging from Trucks, Sedans and SUVs!
- Get Pre-Approved Online
Get Pre Approved for your next car in just a few minutes with Carbooth’s 3 Step Approval Form.
- Sell or Trade Your Vehicle
Want an upgrade? Ask for a trade in and get your new car delivered to your home!
Still Confused? Book A Free Consultation With Our Experts
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